GROWTH.00 / OVERVIEW

What it takes to grow, named explicitly.

Your business through the surety market's eyes. The working capital you have versus what's needed. The disclosures organized into what's filed, what to prepare, and what to discuss. The 10x working capital guideline shown in actual dollars. Forward planning beats guessing every time.

The progression, named in numbers.

Your current tier, the next tier, and the future tier beyond it. The gap to each one expressed in working capital, equity, and program limits, not in vague promises.

Disclosure summary, organized in advance.

Litigation, tax liens, owner credit issues, change-of-control events. The disclosures your carrier will ask about are organized, current, and visible to you before they come up. No surprises during underwriting.

Plan toward the next tier.

Each tier has named carrier requirements: working capital thresholds, equity minimums, bonded backlog limits, time-in-business floors. Your growth path shows exactly what's between today and the next tier, in the language your carrier uses.

Ask your advisor about your next tier. The numbers don't have to wait for renewal.